Complaint regarding non-refund of failed transaction and violation of RBI guidelines

Akshat Patidar

New member
Company Name
Zomato
Product Name
Sev
Loss Amount
106
Ratings
1.00 star(s)
1, the complainant, respectfully submit that:


  1. On 03/04/2026 at 04:44 pm, I attempted to place an order on the Zomato application. A payment of 106.80/- was successfully debited from my bank account.
  2. However, the order was not placed due to transaction failure, and despite this, the deducted amount has not been refunded till 12/04/2026 date.
  3. I have contacted Zomato multiple times via email and customer support, but no proper response or resolution has been provided.
  4. I have also confirmed with my bank that the amount has been successfully transferred to Zomato's account which is with HDFC and there is no issue-from the bank's side.
  5. As per the guidelines issued by the Reserve Bank of India (RBI), failed transactions must be auto-reversed within 5-7 working days. However, even after the expiry of this period, the refund has not been credited.
  6. The actions of the opposite party clearly amount to:
    • Deficiency in service
    • Unfair trade practice
    • Violation of RBI guidelines
    • Causing mental harassment and financial loss.
 

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